News and Insights
Keep up with the property market, interest rates, lending rules and other useful updates for anyone who wants to make smarter property and financial decisions.
September update | A difficult winter, but there are reasons for optimism
Interest rates are rising, global uncertainty continues and the energy landscape is changing fast. Here’s our take on what it means for NZ’s economy and housing market.
June/July update | What borrowers need to know right now
Thinking about buying, building or reviewing your mortgage? Catch up on the latest interest rate news, property market insights and updates from the Colab Mortgages team.
May update | Mortgage rates, market shifts & why advice matters right now
The Reserve Bank left the Official Cash Rate unchanged this week at 2.25%, which was broadly expected, but the tone around the decision was far from relaxed. What does this mean for the future of mortgage rates? Here’s our take on what to expect.
March update | A bit of a topsy turvy month
It’s been a topsy-turvy month in the world of interest rates and the broader economy. Following some signalling from the RBNZ, we saw longer-term mortgage rates begin to ease. But over the past few weeks, things have shifted again. Let’s explore what’s really going on.
July/August update | What buyers want, where the market’s moving, and what to expect next
Between winter chills, unexpected tsunami warnings, and banks being as slow as Auckland traffic on a wet Monday, it’s fair to say 2025 is keeping everyone on their toes. Fortunately, there’s plenty happening in the housing and finance world that’s a bit more predictable. Here’s the latest.
April 2025 update | OCR cut, lending shifts & fresh optimism in the market
Economists have responded positively to the recent OCR cut, with many now predicting deeper cuts ahead than originally forecast. Factors like easing inflation, a slowing global economy, and recent US trade tariff moves are all feeding into those expectations.