News and Insights
Keep up with the property market, interest rates, lending rules and other useful updates for anyone who wants to make smarter property and financial decisions.
April update | Colab’s growth, smarter home buying options & other news
Big month for us at Colab — we’ve grown the team, and we’re seeing some really interesting opportunities emerging for buyers. One that doesn’t get talked about enough is the financial benefits (on top of lifestyle benefits) of buying a new build. Here’s the latest.
March update | A bit of a topsy turvy month
It’s been a topsy-turvy month in the world of interest rates and the broader economy. Following some signalling from the RBNZ, we saw longer-term mortgage rates begin to ease. But over the past few weeks, things have shifted again. Let’s explore what’s really going on.
February update | Banks hungry, OCR on hold
It’s been a rough few weeks weather-wise. Not ideal when you’re trying to get projects moving. The good news? Banks are keen to lend, credit criteria is quietly easing, and the Reserve Bank of New Zealand has taken a steady approach with the OCR.
Kicking off 2026 | January update
As we kick off the first Colab newsletter of the year, it feels like a good time to take stock of where things landed at the end of 2025 and what we’re seeing as we move into 2026.
November wrap-up | An OCR cut and encouraging signs heading into summer
Last week brought the news many Kiwis were waiting for: The Reserve Bank dropped the OCR (Official Cash Rate) by 0.25% to 2.25 It was widely predicted, but still a very welcome shift heading into the end of the year, especially with the RBNZ now on holiday until late February.
October update | Finally signs of life in the housing market
It’s been encouraging to hear consistent feedback from builders this month that the market is showing signs of picking up. Confidence is slowly returning, and activity levels are also lifting.
September update | Economists call for RBNZ action as GDP slows
GDP slows and economists are calling for rate cuts but there is some good news for the property market. Lending rules are easing, interest rates are dropping, and first home buyers are stirring. Spring is bringing renewed activity, giving builders and buyers a reason to feel optimistic.
June 2025 Update | Why now might be the sweet spot for buyers – and a TurnKey Pro update
It’s been a pretty wet start to winter, but at least we’ve had some positive movement on the finance front. The Reserve Bank dropped the Official Cash Rate (OCR) by another 0.25%, cashback offers of up to 1% are still on the table, and conditions are good for buying property right now. Here’s the latest.
April 2025 update | OCR cut, lending shifts & fresh optimism in the market
Economists have responded positively to the recent OCR cut, with many now predicting deeper cuts ahead than originally forecast. Factors like easing inflation, a slowing global economy, and recent US trade tariff moves are all feeding into those expectations.