What happens after your new build passes inspection? A step-by-step guide to securing your Code Compliance Certificate (CCC)
After months of watching your home take shape, the finish line is finally in sight. The final council inspection is done, and your builder has just received the pass. Exciting news.
But before you can collect the keys, move in, and pop the bubbly, there’s one final milestone to tick off - the Code of Compliance Certificate, or CCC.
The CCC confirms your home meets consented plans and Building Code standards. It’s often needed for your lender to release final funds and gives you peace of mind that the build is legally signed off, helping avoid issues down the track.
So what needs to happen now?
Step 1: The CCC Application
Once final inspection has been passed, the builder (or in some cases, the homeowner) must apply for the CCC through your local council. In Auckland, for example, this is done via the Simpli online platform.
Step 2: Submitting the Right Documentation
Council won’t issue the CCC until all required documentation has been received and signed off. In most cases, your builder will handle this process, but it’s important to check your contract so you know exactly who is responsible for what. Don’t assume it’s all under control. We’ve seen settlements delayed by missing paperwork more times than we can count.
Here’s what’s typically required:
Producer Statements (PS3 and PS4)
PS3 – Provided by specialist trades such as waterproofers, cladding installers, roofers, or fire protection contractors. This certifies their work complies with the consent and the Building Code.
PS4 – Supplied by an engineer or other design professional. This certifies that certain key elements (like retaining walls, steel frames, or foundations) were monitored during construction and match the design.
Common issues include missing or unsigned PS3s, or an engineer refusing to issue a PS4 due to deviations from the original design.
Record of Work (RoW)
This is completed by the Licensed Building Practitioner (LBP) who carried out restricted building work (for example, framing or blockwork). Only an LBP can sign this off. If unlicensed trades were used, CCC could be denied.
Electrical Certificate of Compliance
Issued by your registered electrician, confirming the work meets safety and regulatory standards.
Plumbing and Drainage Documentation
Typically includes:
As-built drainage plans showing what was actually installed
A signed statement from your plumber or drainlayer confirming the work complies
If the on-site work differs from the consented drawings, council may require amended plans and a fresh sign-off.
Energy Work Certificates
If your home includes gas appliances such as a gas califont, hob, or fireplace, a certified gasfitter must provide documentation confirming safe and compliant installation.
Final Inspection Notes
If the council flagged any outstanding issues at final inspection, these must be resolved before CCC will be granted.
What Can Delay CCC (and Settlement)
Even after passing final inspection, these are common hold-ups we see:
Missing or incorrect producer statements (PS3s or PS4s)
Use of unlicensed trades for restricted work
As-built drawings that don’t reflect what was built
Documentation not followed up on in time
Council processing delays (allow at least 10 working days)
Other Things to Keep in Mind
If you’re offering a Master Build 10-Year Guarantee, make sure it’s registered and activated
At handover, the builder’s risk insurance ends and you’ll need your own home insurance in place (including fire and full replacement cover)
Most lenders will need a final valuation or completion certificate confirming the build is finished and CCC is imminent before releasing funds
Final Tip
Stay in regular contact with your builder, mortgage adviser, and solicitor as you approach settlement. Create a checklist, follow up early, and don’t be afraid to ask questions. A bit of proactive communication can save a lot of stress in the final days of your build.
Need help navigating the final stages of your build or getting ready for settlement?
At Colab, we specialise in turnkey builds and construction lending. We're here to support you through to handover and beyond.
Glossary
As-Built – A drawing showing what was actually built on-site
PS3 – Certification from a specialist trade that their work complies
PS4 – Certification from an engineer that monitored work complies with the design
RoW – Record of Work, completed by a Licensed Building Practitioner for restricted work